Maryland Vision Insurance: See Clearly, Spend Less in the Old Line State
Your eyes change every year - and so do the costs associated with caring for them in Maryland. A comprehensive eye exam averages $200-$300 without insurance. A new pair of prescription glasses can easily run $400-$700. Contact lenses cost $300-$600 annually. Vision insurance makes all of this manageable for a fraction of the cost. Old Line Health Maryland compares vision plans starting at just $12 per month so Old Line State residents can prioritize their eye health without sacrificing their budget.
What Does Vision Insurance Cover?
Annual Eye Exams
Most vision plans cover one comprehensive eye exam per year at little to no cost-sharing. This includes refraction testing, glaucoma screening, and a full assessment of your eye health by a licensed optometrist or ophthalmologist.
Prescription Eyeglasses
Vision plans provide an annual allowance (typically $100-$200) toward frames and lenses. Many plans also include discounts on lens upgrades such as anti-reflective coatings, progressive lenses, photochromic lenses, and blue-light blocking options.
Contact Lenses
Rather than using the glasses allowance, most plans allow you to apply a similar benefit toward contact lenses - including the fitting exam, trial lenses, and an annual supply of disposables or extended-wear contacts.
LASIK & Corrective Surgery Discounts
Most major vision plans include discounts of 15-30% on LASIK, PRK, and other laser corrective eye procedures through in-network providers. LASIK typically costs $2,000-$4,000 per eye without insurance; vision plan discounts can save you $600-$1,200 or more.
Additional Benefits
Discounts on additional pairs of glasses, online eyewear retailer access (Warby Parker, Zenni, etc.), blue light filter and specialty lens upgrades, and kids' eyewear programs with extra coverage.
How Much Does Vision Insurance Cost?
Given that a single eye exam + basic glasses purchase easily exceeds $400-$600, most people recover the full annual premium cost with just one visit.
Is Vision Insurance Worth It?
If you wear glasses or contacts, vision insurance almost always pays for itself within the first 3-4 months. Even for individuals with perfect vision, the annual eye exam alone - which can detect early signs of glaucoma, diabetes, hypertension, and macular degeneration - often justifies the monthly premium. Think of your vision plan less as an insurance product and more as a membership that makes comprehensive eye care affordable year-round.
Vision + Dental Bundles
Most clients find it smart to bundle dental and vision coverage together. Old Line Health Maryland offers combination plans that bundle both, usually for less than purchasing two separate plans. Ask your agent about bundle pricing when you request your free quote.
Vision Coverage for Young Adults on Maryland Health Connection
Maryland makes it easy for young adults to get covered - you can stay on a parent's plan until 26, or enroll directly through Maryland Health Connection with a streamlined application built for first-time shoppers. Vision is often the benefit young professionals in Baltimore, Columbia, and Rockville skip first, but a low-cost vision add-on typically pays for itself the moment you need new glasses or contacts. Our advisors walk young adults through the Maryland Health Connection application and show where a vision add-on fits into an already-affordable plan.
Ready to see your options?
Answer a few quick questions and a licensed advisor will email your personalized plan options within one business hour. 100% free, no obligation.